Business
Protecting your Farm and your Future
Your business is more than a job, it's your life. You need flexible, tailored insurance coverage that address specific exposures and goals. Drawing on long experience, a local presence, a comprehensive portfolio of products and services, and the commitment of Clopper Insurance Agency, we can help you manage the risks of day-to-day commerce.
Farmowners
By and large, farming is a family endeavor, rich in tradition. And while the way you operate your business can change from one generation to the next, some things remain constant. Whether you operate a cattle ranch or a dairy farm, own an equine operation, grow cash crops or manage a greenhouse, you shouldn't have to worry about whether you have the correct insurance coverage to fit your ever-changing needs.
Contact us to discuss how we can put together the combination of coverage that best fit your needs.
Equine
Farm Family’s equine insurance program for the smallest to the largest farm operations is especially designed to address risks involving horses. It can help protect you from claims brought against you as a result of your horse activities. So whether you breed horses as a profession, or board them for recreation, we can help you develop the right type of coverages to best protect your interests.
Contact us to discuss how we can put together the combination of coverage to best fit your needs.
Green Enterprise
You run a nursery, greenhouse, fruit or vegetable operation, landscaping or floral business. Your stock is highly perishable. Your equipment is expensive. And the work can be dangerous. Your green enterprise is unique: part farm, part business. Your Farm Family agent can fashion a policy with valuable coverage and features tailored for your specialized business operation needs.
Contact us to discuss how we can put together the combination of coverage to best fit your needs.
Agritainment
Because your agri-business is unique, it deserves specialized attention so you're properly protected to handle unexpected situations. When usage falls under agritainment or agri-tourism, your traditional farm policy may not cover you when you invite the public onto your property.
Festivals, corn mazes, pick-your-own operations, school tours, petting zoos and hayrides are considered agricultural entertainment and are either not covered or have very limited coverage under a large majority of insurance programs. Many families rely on agritainment to provide supplemental income for the farm; Clopper Insurance Agency recognizes this and will address each individual operation on a per case basis and provide the necessary coverage(s).
We offer a special liability plan specific to farms who hold events for the public. Agritainment Liability allows coverage for patrons while on your property, even if they have assumed risk by being there. This extra layer of protection is designed to ensure that your business is able to withstand the potential injuries or mishaps on your property.
Contact us to discuss how we can put together the combination of coverage that best fit your needs.
Workers Compensation
Protecting your employees is an important part of running your business, but the paperwork and intricacies of Workers Compensation* can be daunting. We'll work with you to understand your rating, job classifications and any qualifications for credits to which you may be entitled.* We will also help you prepare for the follow-up audit process. And best of all, we will be there with our exceptional claims support when a situation arises. Plus you can elect to have your Workers Compensation coverage billed with your regular Business Policy invoice.
Contact us to discuss how we can put together the combination of coverage that best fit your needs.
Contractors
You don’t mind the long hours, the tough competition or the pressure because you know there’s nothing more satisfying than being your own boss. But how well do you understand the risks you face? Is your business protected against catastrophic loss, accidents, liability claims or loss of income? If you clearly cannot answer these questions, then we need to talk.
Today’s entrepreneurs need flexible, tailored insurance coverage that addresses specific exposures and goals. Clopper Insurance can help you identify the risks you face and protect your livelihood.
Contact us to discuss how we can put together the combination of coverage that best fit your needs.